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Returns the full retirement age for that birth year, the age-adjustment factor at each claiming age, whether the SSA maximum capped the figure, and the break-even ages between strategies. Estimates lifetime earnings from current income rather than an SSA earnings record, so it approximates a statement rather than reproducing one.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["birth_year","current_annual_income"],"properties":{"birth_year":{"type":"integer","maximum":2100,"minimum":1900},"years_worked":{"type":"integer","maximum":60,"minimum":0},"current_annual_income":{"type":"number","maximum":100000000,"minimum":0}}},"annotations":{"readOnlyHint":true,"untrustedContentHint":true},"logicalName":"compare_social_security_claiming_ages","displayName":"compare_social_security_claiming_ages","title":"compare_social_security_claiming_ages"},{"name":"estimate_tax_on_social_security","description":"Calculates how much of a Social Security benefit is included in federal taxable income, using the two-tier provisional-income test in IRS Publication 915. Returns the taxable dollar amount, the share of the benefit it represents, the provisional income figure, and which threshold it crossed. Provisional income is computed from plain income inputs. Covers federal tax only, not state.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["annual_ss_benefit","other_income"],"properties":{"other_income":{"type":"number","maximum":100000000,"minimum":0},"filing_status":{"enum":["single","married_joint","married_separate","head_of_household"],"type":"string","default":"single"},"annual_ss_benefit":{"type":"number","maximum":1000000,"minimum":0},"tax_exempt_interest":{"type":"number","default":0,"maximum":100000000,"minimum":0}}},"annotations":{"readOnlyHint":true,"untrustedContentHint":true},"logicalName":"estimate_tax_on_social_security","displayName":"estimate_tax_on_social_security","title":"estimate_tax_on_social_security"},{"name":"estimate_rmd","description":"Calculates the required minimum distribution from tax-deferred retirement accounts for a given age and balance, using the IRS Uniform Lifetime Table, or the Joint Life table when a spouse more than ten years younger is supplied. Returns the distribution factor, the dollar amount, and the effective withdrawal percentage. Below the applicable age it reports that no distribution is required and names the age of the first one. Covers the account owner only, not inherited accounts.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","required":["age","pre_tax_balance"],"properties":{"age":{"type":"integer","maximum":120,"minimum":1},"birth_year":{"type":"integer","maximum":2100,"minimum":1900},"spouse_age":{"type":"integer","maximum":120,"minimum":1},"pre_tax_balance":{"type":"number","maximum":1000000000,"minimum":0}}},"annotations":{"readOnlyHint":true,"untrustedContentHint":true},"logicalName":"estimate_rmd","displayName":"estimate_rmd","title":"estimate_rmd"},{"name":"get_retirement_buddy_info","description":"Returns factual information about the Retirement Buddy service: what it does, what it costs, who it serves, and its stated limitations, including that it is not a registered investment advisor and does not provide financial advice.","inputSchema":{"type":"object","$schema":"http://json-schema.org/draft-07/schema#","properties":{}},"annotations":{"readOnlyHint":true,"untrustedContentHint":true},"logicalName":"get_retirement_buddy_info","displayName":"get_retirement_buddy_info","title":"get_retirement_buddy_info"}],"toolSource":"directory_preview","agentAction":"both","installLinks":[{"id":"cursor","label":"Cursor","href":"cursor://anysphere.cursor-deeplink/mcp/install?name=Retirement-Buddy---AI-Retirement-Planning-on-Autopilot&config=eyJ1cmwiOiAiaHR0cHM6Ly9tY3AueW91cnJldGlyZW1lbnRidWRkeS5jb20vbWNwIn0%3D"},{"id":"vscode","label":"VS Code","href":"vscode:mcp/install?%7B%22name%22%3A%22Retirement-Buddy---AI-Retirement-Planning-on-Autopilot%22%2C%22type%22%3A%22http%22%2C%22url%22%3A%22https%3A%2F%2Fmcp.yourretirementbuddy.com%2Fmcp%22%7D"},{"id":"vscode-insiders","label":"VS Code Insiders","href":"vscode-insiders:mcp/install?%7B%22name%22%3A%22Retirement-Buddy---AI-Retirement-Planning-on-Autopilot%22%2C%22type%22%3A%22http%22%2C%22url%22%3A%22https%3A%2F%2Fmcp.yourretirementbuddy.com%2Fmcp%22%7D"},{"id":"claude-web","label":"Claude.ai","href":"https://claude.ai/customize/connectors?modal=add-custom-connector&connectorName=Retirement+Buddy+-+AI+Retirement+Planning+on+Autopilot&connectorUrl=https%3A%2F%2Fmcp.yourretirementbuddy.com%2Fmcp"},{"id":"codex","label":"Codex","copyText":"codex mcp add \"Retirement-Buddy---AI-Retirement-Planning-on-Autopilot\" --url \"https://mcp.yourretirementbuddy.com/mcp\""},{"id":"chatgpt","label":"ChatGPT","href":"https://www.mcpbundles.com/docs/integrations/chatgpt"}],"catalogUrl":"https://www.mcpbundles.com/api/directory/v1/servers/yourretirementbuddy-mcp-0c583ec187","callUrl":"https://www.mcpbundles.com/api/directory/v1/servers/yourretirementbuddy-mcp-0c583ec187/tools/{tool}","mcpServerUrl":"https://mcp.yourretirementbuddy.com/mcp","liveCatalogUrl":"https://www.mcpbundles.com/api/directory/v1/servers/yourretirementbuddy-mcp-0c583ec187?live=1"}