BLIA

• List published Canadian banking products — Use this first when the user asks about Canadian bank accounts (currently chequing at the banks listed in coverage), or which accounts a bank offers. Returns every product in BLIA's snapshot with its product_slug, its variants (customer groups such as seniors, each with its eligibility note), the attributes published, and completeness. coverage says what BLIA does and does not cover; an empty result always says why. Filters combine. Pages hold up to 50 products; pass next_cursor as cursor for th
• Get published terms for one product — Use this when the user asks about one account's fees, included transactions, minimum balance, fee waiver conditions, e-transfer or ATM costs, or deposit insurance. Returns each published term with its value and effective date; a rule comes with its plain-language summary AND its logic (default outcome plus conditions with thresholds, e.g. the balance that waives the monthly fee). Says which customer-group variant was used, which others exist, which questions the terms answer (answerability) and
• Compare published fees across products — Use this when the user wants to compare accounts, within one bank or across banks. One call returns, for each product: monthly fee, annual fee before waivers, included transactions (checked against monthly_transactions if given), minimum balance, NSF fee, the fee-waiver conditions (summary and logic), e-transfer and ATM terms, and what is missing -- plus a ranking by monthly fee with the annual difference to the lowest. It never applies a waiver to the customer's balances: it gives the condition
• List published welcome offers — Use this when the user asks which accounts have a welcome or sign-up offer, what an offer gives, or what they must do to get it. Returns each recorded offer with what you get (cash and any non-cash part, e.g. a membership), the qualifying conditions (each as a plain sentence), conditions_status, and the end date or that none is stated. conditions_status not_recorded means the conditions are unknown, never that there are none. A product with no recorded offer may still have one: say BLIA records
• List account benefits — Use this when the user asks which accounts include a perk or benefit -- a credit card annual fee rebate, a safe deposit box, free drafts or cheques, rewards points, a borrowing rate discount. With benefit set, returns includes / does_not_include / not_recorded across products; without it, every tracked benefit per product. not_recorded is unknown, never 'not included'. A benefit with basis 'bank_default' is the bank's standard terms for all accounts (no product-specific benefit recorded): say so

Schemas and invoke metadata: Directory API