Private health insurance information and policy comparisons - healthslips.com.au

Search Policies

Search current private health insurance policies by state, cover type, tier, and premium range. Each premium_no_rebate is that insurer's LISTED premium, not what a specific member actually pays — if the member asks what they would pay for a candidate, use generate_report's "rebate_savings" report for that one code instead of answering from the listed premium. By default this excludes corporate policies (sold only to a specific employer/industry group's members) and policies from Restricted-type

Compare Policies

Compare 2-6 private health insurance policies side by side across all attributes. A code may be a hospital+extras package as "HOSPITAL_CODE-EXTRAS_CODE". If an entry's missing_half is set ("hospital" or "extras"), ask the member in your own words whether they hold a separate policy for that side — never quote the field name. Each premium.no_rebate is that insurer's LISTED premium, not what this member actually pays — if they ask what they would pay for one of these, use generate_report's "rebate

Get Income Ranges

Get human-readable annual income ranges (and their rebate tiers) to offer someone for the Australian Government Rebate, based on how many adults and dependants are on the policy. Use these ranges as the income question — never ask for an exact income figure.

Check Coverage

Check whether a policy covers a specific clinical, extras, or ambulance category, and the policy's waiting periods. A code may be a hospital+extras package as "HOSPITAL_CODE-EXTRAS_CODE". If missing_half is set ("hospital" or "extras") and the category asked about is on that missing side, consider asking the member in your own words whether they hold a separate policy for it before concluding it's not covered — never quote the field name or fixed wording.

Generate Report

Generate a report: side-by-side policy comparison, single-policy summary, or a "rebate_savings" report (Australian Government Rebate + age-based discount + Lifetime Health Cover loading and their effect on the premium). This produces no PDF or downloadable file — present the result directly in chat and the report preview widget. Every result includes contact.book_a_call (a URL) and contact.call_now (a phone number and hours) — offer these to the member as ways to talk to a person, in your own wo

Get Policy

Get full detail for a single private health insurance policy by its code, or a hospital+extras package as "HOSPITAL_CODE-EXTRAS_CODE". If the result's missing_half is set ("hospital" or "extras"), ask the member in your own words whether they hold a separate policy for that side — never quote the field name or fixed wording. premium.no_rebate is the insurer's LISTED premium, not what this member actually pays — if they ask what they would actually pay or what it would cost them, use generate_rep

Match Policies

Given member circumstances, return current policies matching every requirement, ranked cheapest first. Factual matching only, not financial advice. Each premium_no_rebate is that insurer's LISTED premium, not what a specific member actually pays — if the member asks what they would pay for a candidate, use generate_report's "rebate_savings" report for that one code instead of answering from the listed premium. Pass candidateCodes (up to ~500 plain codes or "HOSPITAL_CODE-EXTRAS_CODE" pairs) to n