Fdic

Showing 25 of 29 from the live probe.

• Search FDIC Institutions

  Use this when the user needs FDIC-insured institution search results by name, state, CERT, asset size, charter class, or regulatory status. Returns institution profile rows with pagination; use fdic://schemas/institutions for the full field catalog.

• Get Institution by Certificate Number

  Use this when the user knows an exact FDIC Certificate Number and needs one institution profile. To discover a CERT first, call fdic_search_institutions or fdic_search.

• Search Bank Failures

  Use this when the user wants details on failed FDIC-insured institutions filtered by name, state, date range, resolution type, or cost. Returns failure records with pagination; see fdic://schemas/failures for the full field catalog.

• Get Failure Details by Certificate Number

  Use this when the user knows the CERT of a failed institution and needs its specific failure record. Returns failure details (date, resolution type, cost, acquirer); responds with `found: false` if the institution did not fail.

• Search Institution Locations / Branches

  Use this when the user wants branch/office locations for FDIC-insured institutions, filtered by CERT, state, city, county, metro area, or branch type. Returns address, coordinates, branch number, and service-type rows; see fdic://schemas/locations for the full field catalog.

• Search Institution History / Structure Changes

  Use this when the user wants structural-change events (mergers, acquisitions, name changes, charter conversions, failures) for FDIC-insured institutions, filtered by CERT, type, change code, date range, or state. See fdic://schemas/history for the full field catalog.

• Search Institution Financial Data

  Use this when the user wants quarterly Call Report data (balance sheet, income, capital, performance ratios) for FDIC-insured institutions. Filter by CERT and/or REPDTE plus optional ElasticSearch filters. See fdic://schemas/financials for the full 1,100+ field catalog.

• Search Annual Financial Summary Data

  Use this when the user wants annual financial-summary snapshots (assets, deposits, ROA, ROE, offices) for FDIC-insured institutions, filtered by CERT and/or year. See fdic://schemas/summary for the full field catalog.

• Search Summary of Deposits (SOD)

  Use this when the user wants annual branch-level deposit data (SOD, as of June 30 each year) — branch deposits, MSAs, geographic distribution. Filter by CERT and/or year. See fdic://schemas/sod for the full field catalog.

• Search Institution Demographics Data

  Use this when the user wants quarterly demographic and market-structure attributes (office counts, metro classification, county/territory codes, geographic reference data) for FDIC-insured institutions. Filter by CERT and/or REPDTE. See fdic://schemas/demographics for the full field catalog.

• Compare Bank Snapshot Trends

  Compare FDIC reporting snapshots across a set of institutions and rank the results by growth, profitability, or efficiency changes. This tool is designed for heavier analytical prompts that would otherwise require many separate MCP calls. It batches institution roster lookup, financial snapshots, optional office-count snapshots, and can also fetch a quarterly time series inside the server. Good uses: - Identify North Carolina banks with the strongest asset growth from 2021 to 2025 - Compar

• Peer Group Analysis

  Build a peer group for an FDIC-insured institution and rank it against peers on financial and efficiency metrics at a single report date. Three usage modes: - Subject-driven: provide cert and repdte — auto-derives peer criteria from the subject's asset size and charter class - Explicit criteria: provide repdte plus asset_min/asset_max, charter_classes, state, or raw_filter - Subject with overrides: provide cert plus explicit criteria to override auto-derived defaults Metrics ranked (fixe

• Analyze Bank Health (CAMELS-Style)

  Produce a CAMELS-style analytical assessment for a single FDIC-insured institution using the public off-site proxy model. Scores five components — Capital (C), Asset Quality (A), Earnings (E), Liquidity (L), Sensitivity (S) — using published FDIC financial data and derives a weighted composite rating (1=Strong to 5=Unsatisfactory), plus a proxy model overall band (1.0–4.0 scale). Output includes: - Composite and component ratings with individual metric scores - Proxy model overall assessme

• Compare Peer Health (CAMELS Rankings)

  Compare CAMELS-style health scores across a group of FDIC-insured institutions. Three usage modes: - Explicit list: provide certs (up to 50) for a specific comparison set - State-wide scan: provide state to compare all active institutions in that state - Asset-based: provide asset_min/asset_max to compare institutions by size Optionally provide cert to highlight a subject institution's position in the ranking. Output: structuredContent includes {model, official_status, report_date, inst

• Detect Risk Signals (Early Warning)

  Scan FDIC-insured institutions for early warning risk signals using the public_camels_proxy_v1 analytical engine. Standardized signal codes with severity levels: - Critical: capital_undercapitalized (PCA breach), earnings_loss (ROA < 0), reserve_coverage_low (< 50%) - Warning: capital_buffer_erosion, credit_deterioration, credit_deterioration_trending, earnings_pressure, margin_compression, funding_stress, funding_ltd_stretched, rate_risk_proxy_elevated, wholesale_funding_elevated - Info:

• Analyze Credit Concentration

  Analyze loan portfolio composition and credit concentration risk for an FDIC-insured institution. Computes CRE concentration relative to capital (per 2006 interagency guidance), loan-type breakdown, and flags concentration risks. Output includes: - Loan portfolio composition (CRE, C&I, consumer, residential, agricultural shares) - CRE and construction concentration relative to total capital - Loan-to-asset ratio - Concentration risk signals based on interagency guidance thresholds - S

• Analyze Funding Profile

  Analyze deposit composition, wholesale funding reliance, and funding risk for an FDIC-insured institution. Output includes: - Deposit composition (core, brokered, foreign deposit shares) - Wholesale funding reliance and FHLB advances relative to assets - Cash ratio for near-term liquidity - Funding risk signals based on supervisory thresholds - Structured JSON for programmatic consumption NOTE: This is an analytical tool based on public financial data.

• Analyze Securities Portfolio

  Analyze securities portfolio size, composition, and concentration risk for an FDIC-insured institution. Output includes: - Securities relative to total assets and capital - MBS concentration within the securities portfolio - AFS/HTM breakdown (when available) - Risk signals for portfolio concentration and interest rate exposure - Structured JSON for programmatic consumption NOTE: This is an analytical tool based on public financial data. AFS/HTM breakdown is not currently available f

• UBPR-Equivalent Ratio Analysis

  Compute UBPR-equivalent ratio analysis for an FDIC-insured institution. Includes summary ratios (ROA, ROE, NIM, efficiency), loan mix, capital adequacy, liquidity metrics, and year-over-year growth rates. Ratios are computed from Call Report data and are UBPR-equivalent, not official FFIEC UBPR output. Output includes: - Summary ratios: ROA, ROE, NIM, efficiency ratio, pretax ROA - Loan mix: real estate, commercial, consumer, agricultural shares - Capital adequacy: Tier 1 leverage, Tier 1

• Deposit Market Share Analysis

  Analyze deposit market share and concentration for an MSA or city market using FDIC Summary of Deposits (SOD) data. Computes market share for all institutions in a geographic market, ranks them by deposits, and calculates the Herfindahl-Hirschman Index (HHI) for market concentration analysis per DOJ/FTC merger guidelines. Two entry modes: - MSA market: provide msa as the numeric MSABR code (e.g., msa: 19100 for Dallas-Fort Worth-Arlington, msa: 42660 for Seattle-Tacoma-Bellevue). Use fdic_se

• Institution Franchise Footprint

  Analyze the geographic franchise footprint of an FDIC-insured institution using Summary of Deposits (SOD) data. Shows how an institution's branches and deposits are distributed across metropolitan statistical areas (MSAs), providing a market-by-market breakdown of branch count, deposit totals, and percentage of the institution's total deposits. Output includes: - Total branch count, deposits, and market count - Market-by-market breakdown sorted by deposits - Structured JSON for programma

• Holding Company Profile

  Profile a bank holding company by grouping its FDIC-insured subsidiaries and aggregating financial metrics. Look up by holding company name or by any subsidiary's CERT number. Output includes: - Consolidated summary with total assets, deposits, and asset-weighted ROA/equity ratio - List of all FDIC-insured subsidiaries with individual metrics - Structured JSON for programmatic consumption NOTE: This is an analytical tool based on public financial data.

• Regional Economic Context

  Overlay macro/regional economic data on a bank's geographic context. Uses FRED (Federal Reserve Economic Data) for state unemployment, national unemployment, and federal funds rate. Provides trend analysis and narrative context for bank performance assessment. Gracefully degrades if FRED API is unavailable. Output includes: - State and national unemployment rates with trend analysis - Federal funds rate and rate environment classification - Narrative assessment of macro conditions for ban

• Generate QBP Lite Data Bundle

  Build chart-ready data for a concise QBP Lite report from reproducible public BankFind quarterly financials. Includes executive snapshot metrics, trend series, community-bank comparison data, source notes, and explicit exclusions for non-public or non-BankFind QBP items.

• Search FDIC BankFind

  Use this when the model needs citation-friendly FDIC BankFind search results for institutions, failed banks, branches, or schema documentation. Returns up to 8 results with id, title, and source URL.