Xero
Connect your account, then chat with AI to run tools.
Ask in chat for overdue invoices, month-end P&L, cached report follow-ups, bank reconciliation, invoice attachments, payroll summaries, and supplier updates — scoped to one Xero organisation.
Try this workflow
Collections before month-end
List authorised sales invoices with outstanding balances in Xero, group by customer, and highlight who needs follow-up first.
Use in your AI tool
You’ll sign in to MCPBundles when your client connects.
https://mcp.mcpbundles.com/bundle/xeroChat in MCPBundles Studio
This server needs a sign-in. MCPBundles handles that setup once — then chat here with saved access and a log of what ran.
Opens MCPBundles Studio with this server selected. After sign-in, chat and run tools from the same thread.
Browse all toolsLive probe refreshed Sep 14, 2026 · Endpoint host mcp.mcpbundles.com
What you can do with Xero
Built for
Bookkeepers, Finance Operations, Founder Finance, Hospitality Operators
Example workflows
Collections before month-end
Turns receivables into a collections queue without exporting aging reports.
List authorised sales invoices with outstanding balances in Xero, group by customer, and highlight who needs follow-up first.
Close the month in one thread
Combines standard reports into an operator-readable finance brief.
Run profit and loss, balance sheet, and aged receivables for the latest closed month in Xero and summarise the biggest movements.
Report follow-ups from cache
Narrows a cached report without another Xero Reports fetch.
Using the P&L you already pulled for last month, hide zero rows and show only the expense sections with the largest movements.
Attach the signed contract
Lists, downloads, and uploads document attachments from chat via Desktop.
Upload the signed venue contract PDF to the draft invoice for Harbor Ranch Events in Xero.
Context to know first
What is Xero MCP?
It is a MCPBundles connection that lets AI agents read and update your Xero organisation — contacts, invoices, payments, bank activity, journals, payroll, attachments, files, and financial reports — from chat after you connect your Xero account.
What Xero work can I do from chat?
Typical workflows include chasing overdue receivables, preparing month-end reports, reconciling bank lines, updating customers and suppliers, raising invoices or credit notes, listing and uploading attachments, and reviewing payroll runs — all scoped to the connected organisation.
How do cached financial reports work?
The first fetch for a report name and date range is stored on the connection. Follow-up questions can compact rows, cap line count, or filter sections on that stored payload without calling Xero again. Request a fresh pull only when someone needs numbers recomputed after late changes.
Related editorial
Xero Accounting Workflows with AI
Chase overdue invoices, run month-end reports with cached follow-ups, reconcile bank lines, upload invoice attachments, and clean up suppliers from chat — scoped to one Xero organisation per connection.
AI SkillSKILL.md
Domain knowledge for Xero — workflow patterns, data models, and gotchas for your AI agent.
Xero
Every call is scoped to one Xero organisation. The active organisation tenant is bound on the connection and sent automatically on each request.
Operational order
- Organisation — confirm legal entity, base currency, and tax settings before AR/AP work.
- Chart of accounts — list accounts when you need account codes for journals, bank lines, or items.
- Contacts — customers and suppliers for invoices, credit notes, bills, and payments.
- Invoices / credit notes / purchase orders / receipts — core AR/AP documents.
- Payments and bank transactions — cash application and bank feed rows.
- Manual journals — adjusting entries outside source documents.
- Reports — P&L, balance sheet, aged receivables/payables, trial balance, and other read-only report endpoints.
- Payroll — employees, pay runs, payslips, timesheets when payroll scopes are granted.
- Files / assets / projects — supporting documents, fixed assets register, and project time when those products are enabled.
Reads
Omit id to page a collection (page, optional where, optional order). Pass id to fetch one row.
Writes
All write tools use the upsert pattern:
- Create — omit id and supply row fields or body_json.
- Update — pass id plus changed fields or a full body_json object.
Xero accepts create and update through the same POST collection endpoint; updates must include the resource id inside the payload.
Draft invoices, quotes, and credit notes accept field edits only while Status is DRAFT. Use xero_update_document_status to submit, authorise, void, or delete without editing line items. When updating draft documents, omit LineItems to preserve existing lines or include the full set — partial line-item lists replace the document lines.
Attachments and large files
- xero_list_attachments, xero_download_attachment, and xero_upload_attachment handle document files.
- Inline base64 uploads are capped at 1 MB. Use local_path with MCPBundles Desktop or file_url (including prior spillover download links) for larger PDFs and images up to 100 MB.
- Large attachment downloads and financial reports return presigned S3 download links instead of inline base64 or giant JSON.
Organisation scope cache
After connect, MCPBundles caches account codes, contact names, tax types, bank-account availability, and Xero deeplink base URLs on the credential. Responses may include an org_scope envelope with cache age. Pass refresh_org_scope=true on xero_get_report after chart-of-accounts or contact changes.
Reports
Use xero_get_report with a report name such as ProfitAndLoss, BalanceSheet, TrialBalance, AgedReceivablesByContact, or AgedPayablesByContact, plus date parameters when required.
Report responses are snapshot-cached per credential for the same upstream parameters. Reuse compact, max_rows, and section_contains to narrow the presentation locally without another Xero call. Use refresh=true only when the user explicitly wants a fresh upstream fetch. xero_list_snapshots shows stored report snapshots for the connection.
MCP App panel
The Xero dashboard opens with xero_open_app or on the first panel-driving tool call. Single invoice, quote, and credit-note reads render a document card; financial reports render a table view in the same panel.
Multi-organisation users
When a user connects more than one Xero organisation, each organisation should be a separate connection. Use the connections listing tool to see authorised tenants and names.
Pagination and filters
- Default page size is 100 rows; walk page until a page returns fewer rows.
- where uses Xero's OData-like filter syntax on supported collections.
- Some collections support include_archived or summary_only.
Tools discovered (70)
Showing 25 of 70 from the live probe.
Xero Delete Accounts
Delete, void, or archive a Xero account by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Bank Transactions
Delete, void, or archive a Xero bank transaction by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Connection
Disconnect a Xero organisation from the current OAuth token using its connection id.
Xero Delete Contacts
Delete, void, or archive a Xero contact by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Credit Notes
Delete, void, or archive a Xero credit note by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Files
Delete a Xero file by id.
Xero Delete Invoices
Delete, void, or archive a Xero invoice by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Items
Delete, void, or archive a Xero item by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Manual Journals
Delete, void, or archive a Xero manual journal by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Purchase Orders
Delete, void, or archive a Xero purchase order by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Quotes
Delete, void, or archive a Xero quote by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Receipts
Delete, void, or archive a Xero receipt by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Delete Tracking Categories
Delete, void, or archive a Xero tracking categorie by id. Draft rows are marked DELETED; authorised invoices, credit notes, and bank transactions are voided when required by Xero.
Xero Download Attachment
Download an attachment from a Xero document. Large files return a presigned S3 download link instead of inline base64.
Xero Get Accounts
List or fetch Xero accounts. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Assets
List or fetch Xero fixed assets. Omit id to list; pass id for one row.
Xero Get Asset Types
List or fetch Xero fixed asset types. Omit id to list; pass id for one row.
Xero Get Bank Transactions
List or fetch Xero bank transactions. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Budgets
List or fetch Xero budgets. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Contacts
List or fetch Xero contacts. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Credit Notes
List or fetch Xero credit notes. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Currencies
List or fetch Xero currencies. Omit id to page the collection with optional where/order filters; pass id for the full row.
Xero Get Employees
List or fetch Xero payroll employees. Omit id to page; pass id for one row.
Xero Get Files
List or fetch Xero files. Omit id to list; pass id for one row.
Xero Get Folders
List or fetch Xero folders. Omit id to list; pass id for one row.
Frequently Asked Questions
What is Xero MCP?
It is a MCPBundles connection that lets AI agents read and update your Xero organisation — contacts, invoices, payments, bank activity, journals, payroll, attachments, files, and financial reports — from chat after you connect your Xero account.
What Xero work can I do from chat?
Typical workflows include chasing overdue receivables, preparing month-end reports, reconciling bank lines, updating customers and suppliers, raising invoices or credit notes, listing and uploading attachments, and reviewing payroll runs — all scoped to the connected organisation.
How do cached financial reports work?
The first fetch for a report name and date range is stored on the connection. Follow-up questions can compact rows, cap line count, or filter sections on that stored payload without calling Xero again. Request a fresh pull only when someone needs numbers recomputed after late changes.
Can agents manage invoice attachments?
Yes. Agents can list attachments on invoices and related documents, download files for review, and upload PDFs or images from your machine through MCPBundles Desktop. Large files use spillover download links instead of inline chat payloads.
How do organisation boundaries work?
Each connection targets one Xero organisation. If you manage several entities, connect each organisation separately so data never crosses tenants.
How do I connect Xero to my AI agent?
Add the MCPBundles server URL to your MCP client configuration (Claude Desktop, Cursor, VS Code, etc.). The URL format is: https://mcp.mcpbundles.com/bundle/xero. Authentication is handled automatically.
How many tools does Xero provide?
Xero provides 70 tools that can be called by AI agents, along with a SKILL.md that gives your AI agent domain knowledge about when and how to use them.
What authentication does Xero require?
Xero uses One-click sign in. Xero requires credentials. Connect via MCPBundles and authentication is handled automatically.
Setup Instructions
Connect Xero to any MCP client in minutes
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