FDIC Bank Data API: Institution Lookup for Fintech, Compliance & AI Agents
TL;DR
- 4,289 active FDIC-insured institutions — $25T+ in combined reported assets as of 12/31/2025, plus 27,832 total historical rows — are queryable through the FDIC Bank Lookup MCP server.
- Search by bank name, city, state, or certificate number and get structured institution and financial fields back inside the agent or API call, not in a separate BankFind tab.
- Built for fintech risk, treasury ops, vendor diligence, and counterparty verification — the moment someone needs to know whether a bank is active, insured, and how large it is.
If you work in fintech risk, bank partnerships, treasury operations, vendor diligence, or financial research, FDIC data usually appears at the moment someone needs confidence about an institution.
Is this bank FDIC-insured? What is its certificate number? Is it active? How large is it? What do its profitability metrics look like? Can I compare it to another institution without leaving the report I am writing?
The FDIC Bank Lookup MCP server gives AI agents and REST clients structured access to FDIC-insured institution data.










