Accept Stripe Payments and Process Refunds: Payment Processing Tools
Accepting payments shouldn't be complicated. But it usually is.
The Payment Processing MCP server bundle gives you 17 MCP tools for creating payment intents, processing charges, handling refunds, and managing payment methods. It's everything you need to take money from customers without the headache.
What You're Getting
Payment processing breaks down into a few core tasks. Accept one-time payments securely. Process refunds and handle chargebacks. Manage customer payment methods. Track payment status and history.
This bundle covers all of it.
Accepting Payments That Actually Work
You need to securely accept payments from customers. The MCP tools handle the entire flow.
Start by initiating the payment process. Set the amount, currency, and payment method. Add metadata like order IDs or customer IDs for tracking. Then complete the transaction—handle 3D Secure authentication if needed, check payment status to make sure it succeeded.
Track payment status whenever you need. See if the payment succeeded, failed, or is still processing. Get failure reasons if something went wrong. List payment history easily—see all transactions, filter by customer or date, search payment history.
Real example: a customer wants to pay $50 for a product. Create a payment intent with amount=5000 (cents), currency="usd". Attach a payment method from the customer. Confirm the payment intent. Check payment status. Process order fulfillment.
Ask "Process a $50 payment for customer cus_123" and the AI handles everything—finding the customer's payment method, creating the payment intent, confirming it, verifying success.
Processing Refunds Without the Headache
Customers request refunds. You need to process them quickly and accurately.
The MCP tools process full or partial refunds. Refund the entire amount or just part of it. Handle customer requests efficiently. Check refund status and details whenever you need—see how much was refunded, when it happened, current status.
View all refunds for a charge or customer. Track refund history and generate reports. Get charge details before refunding—verify the amount and make sure you're refunding the right charge.
Workflow: a customer requests a refund for charge ch_1234567890. Fetch charge details to verify the amount. Create a refund for full or partial amount. Check refund status. Update order status.
Ask "Refund $25 from charge ch_1234567890" and the AI checks the charge details, processes the partial refund, confirms it's done.
Managing Payment Methods
You need to store and manage customer payment methods for future use.
The MCP tools create new payment methods—cards, bank accounts, whatever payment method type you need. Store payment details securely. Attach payment methods to customers—save payment methods for reuse, link methods to customer accounts.
View all payment methods for a customer. See all saved payment methods. Filter by type or customer. Get payment method details whenever you need them—check payment method type, view saved payment information, verify payment method status.
Remove payment methods when needed. Delete saved payment methods, clean up unused methods, manage payment method lifecycle.
Workflow: a customer wants to save a card for future purchases. Create a payment method with card details. Attach the payment method to the customer. List the customer's payment methods. Use the saved payment method for future payments.
Ask "Save this card for customer cus_123" and the AI creates the payment method, attaches it to the customer, confirms it's saved.
Handling Payment Failures
Payments sometimes fail. You need to handle retries and errors gracefully.
The MCP tools check payment status and failure reasons. See why a payment failed—insufficient funds, card declined, whatever the reason. Update payment method or amount for retry—change the payment method if the card was declined, update the amount if needed.
Cancel failed payment intents when needed. Release reserved funds, handle abandoned payments, clean up failed attempts. Find payment intents by status—filter by failed status to see all failed payments.
Workflow: a payment intent fails due to insufficient funds. Fetch the payment intent to see the failure reason. Update the payment intent with a new payment method. Retry payment confirmation. Or cancel if the customer abandons.
Ask "Why did payment pi_1234567890 fail?" and the AI checks the payment intent, explains the failure reason, can retry with a different payment method if you ask.
How AI Uses This Bundle
When you ask "Process a $50 payment for customer cus_123," the AI loads the Payment Processing bundle, finds the customer's saved payment methods, creates the payment, completes the transaction, verifies success, provides confirmation.
Ask "Refund $25 from charge ch_1234567890" and it verifies the charge details, processes the partial refund, checks refund status, provides refund confirmation.
Want to save a card? Ask "Save this card for customer cus_123" and the AI creates the payment method, saves it to the customer, confirms it's saved, shows the customer's updated payment methods.
Getting Started
Enable the Payment Processing MCP server bundle in your MCPBundles account. Connect your Stripe account (API key, one-time setup). Then start asking payment questions. The AI automatically uses the right MCP tools based on what you ask.
Want more? Check out the Customer Management Bundle for managing customers and their payment methods, the Financial Operations Bundle for handling disputes and payouts, or the Main Stripe Bundle for all Stripe MCP tools.
Enable the Payment Processing MCP server bundle and start accepting payments that actually work.